The Pointora Engine
Built on a microservices architecture designed for sub-second latency and infinite scalability.
Speed is our Currency
In modern lending, every millisecond of latency is a drop in conversion rate. Pointora is engineered to be the fastest decision engine on the market.
Processing Rule Sets...
Secure by Design
SOC2 Type II compliant infrastructure. All data encrypted at rest and in transit.
Developer Friendly
RESTful API with OpenAPI specifications, SDKs for major languages, and sandbox environments.
Data Sovereignty
Your data is your data. We isolate tenant data and provide full export capabilities.
Proven Integrations
We've built and deployed production-grade integrations that power real client operations today.
SMS Messaging
Automated text messaging integrated directly into client workflows. Real-time tenant and borrower communications that drive faster response times and higher engagement.
- Automated notifications
- Two-way messaging
- Template management
Email Communications
Transactional and operational email delivery built into the platform. From application confirmations to status updates, every message is tracked and reliable.
- Transactional delivery
- Status tracking
- Custom templates
Payment Processing
Secure payment collection woven into application and intake workflows. Clients can accept payments seamlessly without bolting on separate systems.
- Secure transactions
- Automated receipts
- Payment tracking
Customer Relationship & Workflow Intelligence
A unified customer intelligence layer that connects lead intake, application workflows, and decisioning into a single operational system — providing a single source of truth for managing relationships and driving efficiency.
- Data synchronization across records & pipelines
- Automated workflow orchestration
- Real-time deal progression & risk visibility
- Event-driven communications & approvals
Digital Agreements & Execution Layer
A fully integrated digital execution framework that streamlines the creation, delivery, and completion of agreements — so once a decision is made, agreements are instantly generated and executed.
- Embedded digital signature workflows
- Automated document generation
- Audit-ready tracking with activity logs
- Accelerated onboarding & paperless execution