Pointora Solutions

    AI-powered risk intelligence across lending, property management, and workforce operations.

    Core Platform

    PointoraLP

    Our flagship risk intelligence engine. PointoraLP provides single-decision and batch processing through an intuitive interface, delivering the risk impact data that empowers lenders and private companies to make informed decisions.

    BHPH & Auto Lending
    Purpose-built risk intelligence for Buy Here Pay Here dealers and auto lenders. Evaluate borrower risk with real-time data that goes beyond credit scores.
    • Borrower risk profiling
    • Portfolio risk analytics
    • LOS integration ready
    Chattel Lending
    Specialized risk assessment for movable property like manufactured homes and heavy equipment. Accurate collateral-based risk insights.
    • Collateral risk scoring
    • Depreciation modeling
    • Regional market factors
    Merchant Cash Advance
    Cash flow-based risk intelligence that goes beyond traditional credit. Connect to revenue data for real-time risk assessment.
    • Cash flow trend analysis
    • Revenue verification
    • Industry risk factors

    LOS Integration Options

    PointoraLP integrates with multiple Loan Origination Systems through our API-first architecture. Plug into your existing workflow without rip-and-replace.

    Active

    Property Management

    AI-driven risk intelligence for property managers. Assess tenant risk, monitor portfolio health, and identify exposure before it becomes a problem.

    Designed for property management companies that want data-driven confidence in their portfolio decisions.

    Tenant risk assessment and screening intelligence
    Portfolio-level risk monitoring and alerts
    Occupancy and revenue trend analysis
    Actionable reports for stakeholders and investors

    Portfolio Risk Overview

    Tenant Payment History88%
    Occupancy Stability92%
    Market Conditions75%
    Lease Compliance95%
    Portfolio Health
    Strong (88%)
    Active

    Application Intake Processing

    Faster decisions, from the first touch. Our application intake processing platform brings the same risk intelligence approach to incoming applications — automating data capture, verification, and risk screening so your team gets decision-ready insights the moment an application arrives.

    Automated Capture

    AI extracts and structures application data from any format, instantly.

    Verification

    Automatic validation of applicant details to catch errors and fraud early.

    Risk Screening

    Instant risk scoring so applications arrive decision-ready.

    Industry Solutions

    Pointora's risk intelligence is expanding into new verticals. Explore our industry-specific solutions.

    HVAC & Plumbing

    Close more jobs, get paid faster, and avoid bad customers with instant qualification and on-the-spot financing.

    See how Pointora fits your business

    Whether you're in lending, property management, or exploring our upcoming application intake platform — we'd love to show you what's possible.